Deendayal Antyodaya Yojana

Deen Dayal Antyodaya Yojana – National Livelihood Mission (NRLM) was launched in June 2011 by the Ministry of Rural Development (MORD), Government of India. The scheme was an improved version of “Swarna Jayanti Gram Swarozgar Yojna (SGSY)”. In November 2015, the program was renamed Deendayal Antyodaya Yojana (DAY-NRLM). Deen Dayal Antyodaya Yojana was re-initiated by the Ministry of Housing and Urban Poverty Alleviation(HUPA). The scheme is an amalgamation of the National Urban Livelihoods Mission (NULM), and the National Rural Livelihoods Mission (NRLM). The core belief of the National Urban Livelihoods Mission (NULM) is that the poor are entrepreneurs and have an innate desire to rise out of poverty. According to the Constitution (74th Amendment) Act, 1992, eradication of urban poverty is a statutory function of Urban Local Bodies (ULB). Therefore, ULBs have to play a central role in all issues and programs related to the urban poor in cities/towns including skills and livelihood.

The scheme is partially supported by the World Bank. The scheme was launched with an agenda to cover 7 core rural poor households in 2.5 lakh Gram Panchayats through Self Help Groups (SHGs) and federal agencies and collectively support livelihoods over 8-10 years. As part of Azadika Amrit Mahotsav, a total of 152 Centers for Financial Literacy & Service Delivery (SAKSHAM Center) in 77 districts of 13 states were inaugurated under this scheme on October 4 and 8, 2021. In 2021, the Union Cabinet approved a special package of Rs. 520 crores in Union Territories (UTs) of Jammu & Kashmir and Ladakh for five years till the end of the financial year 2023-24 under the Deen Dayal Antyodaya Yojana – National Livelihood Mission (NRLM). Urban areas under the scheme have extended coverage to 4041 statutory cities and towns, covering almost the entire urban population.

Components of the Deendayal Antyodaya Yojana:

• The Ministry of Housing and Urban Poverty Alleviation implements the urban component under the name Deen Dayal Antyodaya Yojana.
• The Ministry of Rural Development implements the rural component under the name of the Deen Dayal Upadhyaya Grameen Kaushalya Yojana.
• Employment through Skill Training and placement – ESTP.
• Capacity Building and Training Programmes – CBT.
• Social Mobilization and Institutional Development-SMID
• Support to Urban Street vendor – SUSV
• Self Employment Programme – SEP
• Shelter for Urban Homeless – SUH

Objectives of the Deendayal Antyodaya Scheme:

• Deen Dayal Antyodaya Yojana (DAY) aims to uplift the urban poor by enhancing sustainable livelihood opportunities through skill development.
• Keeping the Make in India objective in mind, skill development is essential for socio-economic improvement, and that is done through this scheme.
• To reduce the poverty and vulnerability of urban poor households by enabling them to access gainful self-employment and skilled wage employment opportunities by developing their livelihoods on a sustainable basis, and by building strong grassroots institutions for the poor.
• The poor are enabled to access their rights, entitlements, and public services, differentiated risk, and improved social indicators of empowerment.
• The scheme also addresses the livelihood concerns of urban street vendors by providing them with adequate space, institutional loans, social security, and skills to access emerging market opportunities.

Salient Features of the Deendayal Antyodaya Scheme:

• Skill training and placement: An expenditure of Rs.15, 000 per person is allowed on the training of the urban poor which is Rs.18, 000 in North-East and Jammu & Kashmir.  Training will include imparting market-oriented skills through City Livelihood Centres.
• Institutional Development: This will be done through the formation of self-help groups (SHG) for training members and handholding, with the initial support of 10,000 per group. The assistance of Rs.50,000 will be provided to registered area-level federations.
• Subsidy to urban poor: 5% – 7% interest subsidy for setting up individual micro-enterprises with a loan of up to Rs.2 lakh and group enterprises with a loan limit of up to Rs.10 lakh.
• Shelters for urban homeless: The mission aims to provide shelters with essential services to the urban homeless in a phased manner.
• The livelihood of street vendors: Promoting skills to vendors through the development of vendor markets and provision of infrastructure and also this scheme focuses on Special projects for rag pickers and disabled people.

Sub Schemes Under Deendayal Antyodaya Yojana:

Aajeevika Grameen Express Yojana:

                                        “Aajeevika Grameen Express Yojana(AGEY)” was initiated under the sub-scheme of Deendayal Antyodaya Yojana from the financial year 2017-18. To provide safe, affordable, and community-monitored rural transport services to connect remote villages with services and amenities critical to the overall economic development of the region by utilizing the supports available under the NRLM framework. Under this scheme, Community Investment Fund (CIF) provided to Community-Based Organizations (CBOs) is used to support SHG members to operate public transport services.

Mahila Kisan Sashaktikaran Pariyojana (MKSP):

                                       The primary objective of MKSP is to encourage women(SHGs/ Federations / Women Farmer organizations) in agriculture, make systematic investments to enhance their participation and productivity, and create and sustain agriculture-based livelihoods of rural women. and for tribal women engaged in non-timber forest products (NTFP) collection, this includes building community organizations of NTFP collectors to generate social capital to create a new business model around NTFP. Designing Private Public Panchayat Partnership (PPPP) models around key NTFP items selected by developing well-defined criteria, targeting around 10 lakh tribal households.

Start-up Village Entrepreneurship Program:

                                      The Startup Village Entrepreneurship Program (SVEP) is being implemented as a sub-scheme under the National Rural Livelihood Mission (NRLM) to promote startup enterprises in rural areas. SVEP will therefore be a focused intervention to promote start-up entrepreneurship at the village level by rural poor households by providing assured availability of financial support, capacity building, and advisory services required for the establishment of village enterprises. SVEP under the first phase supported the creation and strengthening of 1,82,200 village institutions over 5 years from 2014 – 15 to 2018 – 19.

Frequently Asked Questions and Answers:

1Q. Explain in brief about Deendayal Antyodaya Yojana.

Ans:  Deen Dayal Antyodaya Yojana – National Livelihood Mission (NRLM) was launched in June 2011 by the Ministry of Rural Development (MORD), Government of India. The scheme was an improved version of “Swarna Jayanti Gram Swarozgar Yojna (SGSY)”. In November 2015, the program was renamed Deendayal Antyodaya Yojana (DAY-NRLM). Deen Dayal Antyodaya Yojana was re-initiated by the Ministry of Housing and Urban Poverty Alleviation(HUPA). The scheme is an amalgamation of the National Urban Livelihoods Mission (NULM), and the National Rural Livelihoods Mission (NRLM). The core belief of the National Urban Livelihoods Mission (NULM) is that the poor are entrepreneurs and have an innate desire to rise out of poverty.

2Q. What are the components of the Deendayal Antyodaya Yojana?

Ans:

• Employment through Skill Training and placement – ESTP.
• Capacity Building and Training Programmes – CBT.
• Social Mobilization and Institutional Development-SMID
• Support to Urban Street vendor – SUSV
• Self Employment Programme – SEP
• Shelter for Urban Homeless – SUH

3Q. What are the key highlights of the Deendayal Antyodaya Yojana?

Ans: Skill training and placement; Institutional Development; Subsidy to urban poor; and The livelihood of street vendors.

4Q. What are the three objectives of the Deendayal Antyodaya Yojana?

Ans:

• Deen Dayal Antyodaya Yojana (DAY) aims to uplift the urban poor by enhancing sustainable livelihood opportunities through skill development.
• Keeping the Make in India objective in mind, skill development is essential for socio-economic improvement, and that is done through this scheme.
• The scheme also addresses the livelihood concerns of urban street vendors by providing them with adequate space, institutional loans, social security, and skills to access emerging market opportunities.

5Q. What are the sub-schemes under Deen dayal Antyodaya Yojana?

Ans:

• National Urban Livelihoods Mission (NULM)
• National Rural Livelihoods Mission (NRLM)
• Aajeevika Grameen Express Yojana
• Mahila Kisan Sashaktikaran Pariyojana (MKSP)
• Start-up Village Entrepreneurship Program